Stripe vs SumUp
A comprehensive comparison to help you decide if SumUp is the right EU alternative to Stripe for your needs.
Stripe
Payment processing platform for internet businesses with APIs for accepting payments and managing subscriptions.
SumUp
SumUp is a mobile payment processing solution designed for small businesses. It allows merchants to accept card payments via a card reader connected to a smartphone or tablet. The service includes a user-friendly app for sales tracking and reporting, enabling efficient management of transactions and finances.
Our Verdict
Why choose SumUp
- +No monthly fees with SumUp, unlike Stripe's variable costs.
- +SumUp offers mobile POS with card readers for on-the-go payments.
- +Invoicing feature in SumUp simplifies billing without extra tools.
- +SumUp is fully GDPR compliant, ensuring data protection in the EU.
Things to consider
- -Migration may disrupt payment processing during the switch.
- -Stripe's advanced fraud detection is not matched by SumUp.
- -Limited developer APIs in SumUp compared to Stripe's extensive options.
Privacy Winner: SumUp
Your data stays in the EU and is protected under GDPR, free from US CLOUD Act access.
Feature Comparison
Stripe
🇺🇸Stripe Inc.
SumUp
🌍SumUp Limited
US Data Storage
Data subject to US CLOUD Act and may be accessed by US authorities
EU Data Protection
Data protected under GDPR with EU-only data residency
Certifications & Compliance
No certifications listed
Reasons to Switch
- ✓No monthly fees with SumUp, unlike Stripe's variable costs.
- ✓SumUp offers mobile POS with card readers for on-the-go payments.
- ✓Invoicing feature in SumUp simplifies billing without extra tools.
- ✓SumUp is fully GDPR compliant, ensuring data protection in the EU.
Things to Consider
- !Migration may disrupt payment processing during the switch.
- !Stripe's advanced fraud detection is not matched by SumUp.
- !Limited developer APIs in SumUp compared to Stripe's extensive options.
Frequently Asked Questions
Is SumUp a good replacement for Stripe?
Yes, SumUp is a GDPR-compliant European alternative to Stripe. It offers similar functionality while ensuring your data stays within EU jurisdiction and is protected under strict European privacy laws.
Is SumUp GDPR compliant?
Yes, SumUp is a European company that fully complies with GDPR regulations. Your data is stored in EU data centers and is not subject to US surveillance laws like the CLOUD Act.
How much does SumUp cost?
SumUp offers freemium pricing. Visit their website for current pricing details and to compare plans based on your specific needs.
Where is my data stored with SumUp?
SumUp stores data in EU data centers, ensuring compliance with European data protection regulations and keeping your information within EU jurisdiction.
Other EU alternatives to Stripe
Ready to make the switch to SumUp?
Take control of your data privacy by switching to an EU-based alternative.