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Detailed Comparison

Stripe vs Adyen

A comprehensive comparison to help you decide if Adyen is the right EU alternative to Stripe for your needs.

US-based (CLOUD Act applies)
Stripe logo

Stripe

🇺🇸Stripe Inc.

Payment processing platform for internet businesses with APIs for accepting payments and managing subscriptions.

freemium
EU-based (GDPR Protected)
Adyen logo

Adyen

🇳🇱Adyen N.V.

Dutch payment platform providing end-to-end infrastructure for accepting payments anywhere in the world.

freemiumRecommended

Our Verdict

Why choose Adyen

  • +Adyen offers unified commerce for online and offline payments.
  • +Full GDPR compliance ensures data protection for EU customers.
  • +Adyen provides detailed data insights for better decision-making.
  • +Risk management tools are integrated for enhanced fraud detection.

Things to consider

  • -Migration from Stripe may require significant development resources.
  • -Adyen's interface has a steeper learning curve for new users.
  • -Some features like subscription billing are less flexible than Stripe.

Privacy Winner: Adyen

Your data stays in the EU and is protected under GDPR, free from US CLOUD Act access.

Feature Comparison

Switching from
Stripe logo

Stripe

🇺🇸

Stripe Inc.

VS
Switching to
Adyen logo

Adyen

🇳🇱

Adyen N.V.

US Data Storage

Data subject to US CLOUD Act and may be accessed by US authorities

EU Data Protection

Data protected under GDPR with EU-only data residency

Certifications & Compliance

No certifications listed

GDPR Compliant
EU-Based
ISO 27001

Reasons to Switch

  • Adyen offers unified commerce for online and offline payments.
  • Full GDPR compliance ensures data protection for EU customers.
  • Adyen provides detailed data insights for better decision-making.
  • Risk management tools are integrated for enhanced fraud detection.

Things to Consider

  • !Migration from Stripe may require significant development resources.
  • !Adyen's interface has a steeper learning curve for new users.
  • !Some features like subscription billing are less flexible than Stripe.
Migration difficulty:
Medium
~2-3 days

Frequently Asked Questions

Is Adyen a good replacement for Stripe?

Yes, Adyen is a GDPR-compliant European alternative to Stripe. It offers similar functionality while ensuring your data stays within EU jurisdiction and is protected under strict European privacy laws.

Is Adyen GDPR compliant?

Yes, Adyen is a European company that fully complies with GDPR regulations. Your data is stored in EU data centers and is not subject to US surveillance laws like the CLOUD Act.

How much does Adyen cost?

Adyen offers freemium pricing. Visit their website for current pricing details and to compare plans based on your specific needs.

Where is my data stored with Adyen?

Adyen stores data in EU data centers, ensuring compliance with European data protection regulations and keeping your information within EU jurisdiction.

Other EU alternatives to Stripe

Ready to make the switch to Adyen?

Take control of your data privacy by switching to an EU-based alternative.