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US-based service - Your data may be subject to US CLOUD Act and accessed by US authorities

Stripe logo

Stripe

🇺🇸US Company

by Stripe Inc. · Founded 2010

Payment processing platform for internet businesses with APIs for accepting payments and managing subscriptions.

EU Alternatives to Stripe

4 privacy-focused, GDPR-compliant alternatives

Mollie logo

Mollie

🇳🇱

by Mollie B.V.

Mollie is a payment service provider that facilitates online transactions for businesses. It supports various payment methods, including credit cards and digital wallets, to help streamline the checkout process. The platform offers easy integration with websites and provides tools for managing payments and analytics.

GDPR CompliantEU-BasedEU-hosted
freemiumMigration:2-4 hours

Why switch?

  • Mollie has no setup fees, reducing initial costs for businesses.
  • Mollie supports multiple payment methods, including local EU options.
  • Mollie's dashboard analytics provide clear insights into transactions.

Consider

  • Migrating from Stripe may involve complex data transfer processes.
  • Mollie lacks some advanced fraud detection tools found in Stripe.
Adyen logo

Adyen

🇳🇱

by Adyen N.V.

Dutch payment platform providing end-to-end infrastructure for accepting payments anywhere in the world.

GDPR CompliantEU-BasedISO 27001
freemiumMigration:2-3 days

Why switch?

  • Adyen offers unified commerce for online and offline payments.
  • Full GDPR compliance ensures data protection for EU customers.
  • Adyen provides detailed data insights for better decision-making.

Consider

  • Migration from Stripe may require significant development resources.
  • Adyen's interface has a steeper learning curve for new users.
GoCardless logo

by GoCardless Ltd

GoCardless is a payment processing platform that enables businesses to collect recurring payments directly from customers' bank accounts via Direct Debit. It simplifies the billing process, reduces transaction fees, and offers secure payment collection. Ideal for subscription services and invoice-based businesses.

GDPR CompliantEU-BasedISO 27001
freemiumMigration:2-4 hours

Why switch?

  • GoCardless offers lower transaction fees for direct debits, averaging 1% + £0.20.
  • Direct debit payments with GoCardless have a 98% success rate on first attempt.
  • GoCardless is fully GDPR compliant, ensuring data protection for EU customers.

Consider

  • Migrating from Stripe may require significant developer resources and time.
  • GoCardless lacks advanced fraud detection features available in Stripe.
SumUp logo

SumUp

🌍

by SumUp Limited

SumUp is a mobile payment processing solution designed for small businesses. It allows merchants to accept card payments via a card reader connected to a smartphone or tablet. The service includes a user-friendly app for sales tracking and reporting, enabling efficient management of transactions and finances.

GDPR CompliantEU-Based
freemiumMigration:2-3 days

Why switch?

  • No monthly fees with SumUp, unlike Stripe's variable costs.
  • SumUp offers mobile POS with card readers for on-the-go payments.
  • Invoicing feature in SumUp simplifies billing without extra tools.

Consider

  • Migration may disrupt payment processing during the switch.
  • Stripe's advanced fraud detection is not matched by SumUp.

Why switch from Stripe?

US CLOUD Act

US authorities can access your data stored by US companies, even if stored in Europe.

Privacy Concerns

US companies may collect and use your data in ways not compliant with EU standards.

EU Alternatives

EU-based services must comply with GDPR, giving you stronger privacy protections.

Other Payment & Fintech you might want to replace

Ready to switch to a privacy-focused alternative?

Protect your data by moving to an EU-based service. Our migration guides make switching easy.