US-based service - Your data may be subject to US CLOUD Act and accessed by US authorities

Plaid

🇺🇸US Company

by Plaid Inc. · Founded 2013

Financial infrastructure platform connecting apps to users bank accounts for payments and data access.

freemium💳Payment & Fintech

EU Alternatives to Plaid

4 privacy-focused, GDPR-compliant alternatives

GoCardless

🌍

by GoCardless Ltd

GoCardless is a payment processing platform that enables businesses to collect recurring payments directly from customers' bank accounts via Direct Debit. It simplifies the billing process, reduces transaction fees, and offers secure payment collection. Ideal for subscription services and invoice-based businesses.

GDPR CompliantEU-BasedISO 27001

freemiumMigration:●●●2-4 hours

Why switch?

GoCardless offers direct debit, ideal for recurring payments.
Retry intelligence reduces payment failures by up to 20%.
GoCardless is GDPR compliant, ensuring data protection in the EU.

Consider

Migrating from Plaid may require significant integration work.
GoCardless lacks certain features like transaction data insights.

View Details Compare Switch Guide

Visit GoCardless

Mollie

🇳🇱

by Mollie B.V.

Mollie is a payment service provider that facilitates online transactions for businesses. It supports various payment methods, including credit cards and digital wallets, to help streamline the checkout process. The platform offers easy integration with websites and provides tools for managing payments and analytics.

GDPR CompliantEU-BasedEU-hosted

freemiumMigration:●●●2-4 hours

Why switch?

Mollie offers multiple payment methods like iDEAL and SEPA Direct Debit.
No setup fees with Mollie, unlike Plaid's potential integration costs.
Mollie's dashboard provides real-time analytics for transaction tracking.

Consider

Migrating from Plaid to Mollie may require significant data transfer efforts.
Mollie lacks Plaid's detailed transaction data and identity verification features.

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Visit Mollie

Adyen

🇳🇱

by Adyen N.V.

Dutch payment platform providing end-to-end infrastructure for accepting payments anywhere in the world.

GDPR CompliantEU-BasedISO 27001

freemiumMigration:●●●2-4 hours

Why switch?

Adyen supports 250+ payment methods globally, expanding market reach.
Unified commerce allows for online and in-store payments on one platform.
GDPR compliance ensures data protection for EU customers and reduces risks.

Consider

Migration may require significant development resources and time.
Adyen lacks specific bank connection features available in Plaid.

View Details Compare Switch Guide

Visit Adyen

Revolut

🌍

by Revolut Ltd

Revolut is a financial app that allows users to manage their money seamlessly across multiple currencies. It offers features such as currency exchange, spending analytics, and budgeting tools. Users can also access global payment services, cryptocurrency trading, and virtual or physical debit cards for secure transactions.

GDPR CompliantEU-Based

freemiumMigration:●●●1-2 hours

Why switch?