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Detailed Comparison

Plaid vs Adyen

A comprehensive comparison to help you decide if Adyen is the right EU alternative to Plaid for your needs.

US-based (CLOUD Act applies)
Plaid logo

Plaid

🇺🇸Plaid Inc.

Financial infrastructure platform connecting apps to users bank accounts for payments and data access.

freemium
EU-based (GDPR Protected)
Adyen logo

Adyen

🇳🇱Adyen N.V.

Dutch payment platform providing end-to-end infrastructure for accepting payments anywhere in the world.

freemium

Our Verdict

Why choose Adyen

  • +Adyen supports 250+ payment methods globally, expanding market reach.
  • +Unified commerce allows for online and in-store payments on one platform.
  • +GDPR compliance ensures data protection for EU customers and reduces risks.
  • +Advanced risk management tools reduce fraud with machine learning insights.

Things to consider

  • -Migration may require significant development resources and time.
  • -Adyen lacks specific bank connection features available in Plaid.
  • -Learning curve for teams unfamiliar with Adyen's platform and API.

Privacy Winner: Adyen

Your data stays in the EU and is protected under GDPR, free from US CLOUD Act access.

Feature Comparison

Switching from
Plaid logo

Plaid

🇺🇸

Plaid Inc.

VS
Switching to
Adyen logo

Adyen

🇳🇱

Adyen N.V.

US Data Storage

Data subject to US CLOUD Act and may be accessed by US authorities

EU Data Protection

Data protected under GDPR with EU-only data residency

Certifications & Compliance

No certifications listed

GDPR Compliant
EU-Based
ISO 27001

Reasons to Switch

  • Adyen supports 250+ payment methods globally, expanding market reach.
  • Unified commerce allows for online and in-store payments on one platform.
  • GDPR compliance ensures data protection for EU customers and reduces risks.
  • Advanced risk management tools reduce fraud with machine learning insights.

Things to Consider

  • !Migration may require significant development resources and time.
  • !Adyen lacks specific bank connection features available in Plaid.
  • !Learning curve for teams unfamiliar with Adyen's platform and API.
Migration difficulty:
Medium
~2-4 hours

Frequently Asked Questions

Is Adyen a good replacement for Plaid?

Yes, Adyen is a GDPR-compliant European alternative to Plaid. It offers similar functionality while ensuring your data stays within EU jurisdiction and is protected under strict European privacy laws.

Is Adyen GDPR compliant?

Yes, Adyen is a European company that fully complies with GDPR regulations. Your data is stored in EU data centers and is not subject to US surveillance laws like the CLOUD Act.

How much does Adyen cost?

Adyen offers freemium pricing. Visit their website for current pricing details and to compare plans based on your specific needs.

Where is my data stored with Adyen?

Adyen stores data in EU data centers, ensuring compliance with European data protection regulations and keeping your information within EU jurisdiction.

Other EU alternatives to Plaid

Ready to make the switch to Adyen?

Take control of your data privacy by switching to an EU-based alternative.