Stripe vs Mollie: The Data Privacy & Security Comparison
Explore the robust security features of Stripe (US) and Mollie (NL). Discover which payment platform best safeguards your data amid global privacy concerns.
Should You Switch to Mollie?
Gain full GDPR compliance and better data protection with Mollie.
Potential loss of advanced features like fraud detection and global payments.
Switch if privacy is your priority; stay with Stripe for advanced features.
At a Glance
US data laws
GDPR protected
Stripe
freemium
Mollie
freemium
Privacy & Compliance Comparison
Critical data sovereignty factors at a glance
| Criteria | Stripe | Mollie |
|---|---|---|
Server Location | US (AWS), EU (optional) | EU |
GDPR Compliance | Partial (SCCs) | Full |
Open Source | ||
E2E Encryption | Enterprise only | Optional |
Data Portability | Partial | Full export |
CLOUD Act Notice
Stripe is a US company and must comply with CLOUD Act data requests, even for data stored in EU data centers. Mollie is not subject to US jurisdiction.
Stripe
🇺🇸Stripe Inc.
Mollie
🇳🇱Mollie B.V.
US Data Storage
Data subject to US CLOUD Act and may be accessed by US authorities
EU Data Protection
Data protected under GDPR with EU-only data residency
Certifications & Compliance
No certifications listed
Reasons to Switch
- ✓Mollie has no setup fees, reducing initial costs for businesses.
- ✓Mollie supports multiple payment methods, including local EU options.
- ✓Mollie's dashboard analytics provide clear insights into transactions.
- ✓Mollie is fully GDPR compliant, ensuring data protection for EU customers.
Things to Consider
- !Migrating from Stripe may involve complex data transfer processes.
- !Mollie lacks some advanced fraud detection tools found in Stripe.
- !Learning Mollie's API may require time for developers familiar with Stripe.
Migration Overview
Depends on data size and complexity
Quick Steps
Create Mollie account and configure settings
Export and prepare data from Stripe
Import data, test integrations, and migrate users
Note: Mollie offers similar payment processing capabilities with easy integration options, making it a strong alternative to Stripe.
Other alternatives to Stripe
Ready to make the switch?
Start using Mollie today and take control of your data privacy.