Stripe vs Adyen: Is EU's Security the Safer Bet?
Explore how Adyen's Dutch roots prioritize data privacy, offering a secure alternative to Stripe's US-based payment solutions.
Should You Switch to Adyen?
Gain full GDPR compliance and better data protection with Adyen.
May lose advanced features and flexibility of Stripe's APIs.
Switch if privacy is a priority; stay with Stripe for feature-rich needs.
At a Glance
US data laws
GDPR protected
Stripe
freemium
Adyen
freemium
Privacy & Compliance Comparison
Critical data sovereignty factors at a glance
| Criteria | Stripe | Adyen |
|---|---|---|
Server Location | US (AWS), EU (optional) | EU |
GDPR Compliance | Partial (SCCs) | Full |
Open Source | ||
E2E Encryption | Optional | Optional |
Data Portability | Partial | Full export |
CLOUD Act Notice
Stripe is a US company and must comply with CLOUD Act data requests, even for data stored in EU data centers. Adyen is not subject to US jurisdiction.
Stripe
🇺🇸Stripe Inc.
Adyen
🇳🇱Adyen N.V.
US Data Storage
Data subject to US CLOUD Act and may be accessed by US authorities
EU Data Protection
Data protected under GDPR with EU-only data residency
Certifications & Compliance
No certifications listed
Reasons to Switch
- ✓Adyen offers unified commerce for online and offline payments.
- ✓Full GDPR compliance ensures data protection for EU customers.
- ✓Adyen provides detailed data insights for better decision-making.
- ✓Risk management tools are integrated for enhanced fraud detection.
Things to Consider
- !Migration from Stripe may require significant development resources.
- !Adyen's interface has a steeper learning curve for new users.
- !Some features like subscription billing are less flexible than Stripe.
Migration Overview
Depends on data size and complexity
Quick Steps
Create Adyen account and configure settings
Export and prepare data from Stripe
Import data, test integrations, and migrate users
Note: Adyen provides a global payment platform with robust features, suitable for businesses looking to replace Stripe.
Other alternatives to Stripe
Ready to make the switch?
Start using Adyen today and take control of your data privacy.