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QuickBooks vs Holded: Which Prioritizes Your Data's Safety?

Explore how US's QuickBooks and Spain's Holded stack up on data privacy and security, crucial for safeguarding your business operations.

Last updated: February 18, 2026Reviewed by Built in EU Team

Should You Switch to Holded?

What You Gain

Gain GDPR compliance, EU server, and e-commerce integration

Privacy advantage
Trade-offs

Lose payroll processing and mobile receipt capture

QuickBooks has more features
Bottom Line

Switch if privacy and EU compliance are priorities; consider features needed

At a Glance

Data Location
🇺🇸US

US data laws

🇪🇸ES

GDPR protected

Pricing

QuickBooks

Contact

Holded

Contact

Migration
Medium difficulty~2-4 hours

Privacy & Compliance Comparison

Critical data sovereignty factors at a glance

CriteriaQuickBooksHolded
Server Location
US (AWS), EU (optional)EU
GDPR Compliance
Partial (SCCs)Full
Open Source
E2E Encryption
Enterprise onlyOptional
Data Portability
Full exportFull export

CLOUD Act Notice

QuickBooks is a US company and must comply with CLOUD Act data requests, even for data stored in EU data centers. Holded is not subject to US jurisdiction.

Switching from
QuickBooks logo

QuickBooks

🇺🇸

Intuit

VS
Switching to
Holded logo

Holded

🇪🇸

Holded

US Data Storage

Data subject to US CLOUD Act and may be accessed by US authorities

EU Data Protection

Data protected under GDPR with EU-only data residency

Certifications & Compliance

No certifications listed

EU-Based

Reasons to Switch

  • EU servers ensure GDPR compliance for data security
  • Integration with e-commerce platforms enhances sales tracking
  • Cloud-based platform offers easy access for SMBs
  • Automated bank reconciliation simplifies account management

Things to Consider

  • !Migration from QuickBooks may require time and resources
  • !Learning curve for users familiar with QuickBooks interface
  • !Lacks integrated payroll processing found in QuickBooks
Migration difficulty:
Medium
~2-4 hours

Migration Overview

Full guide
Difficulty
Medium
Time Estimate
~2-4 hours

Depends on data size and complexity

Quick Steps

1

Create Holded account and configure settings

2

Export and prepare data from QuickBooks

3

Import data, test integrations, and migrate users

Other alternatives to QuickBooks

Ready to make the switch?

Start using Holded today and take control of your data privacy.